Stay Insured And Be Secure- Individual Health Insurance Plans Florida–Get The right Florida Individual Health Insurance, Final week of enrollment.
By: Cierra Robinson
Stay Insured And Be Secure- Florida Health Insurance Individuals
By: Cierra Robinson
By: Lloyd Robinson
Your
eight year old child wakes up with a high fever and relentless spells of vomit.
He’s not holding food down and your family has no health insurance. What will
you do to care for your child? Under Health Care Reform being uninsured is no
longer acceptable.
As of
March 31,2014 Obamacare or the Affordable Care Act is requiring all uninsured
to become insured or face a tax penalty that increases with the year. If you
cannot afford even the lowest offered Silver Plan premium you may apply for
exemption or hardship. It is also said if the premium cost more than 8% of your
household income you are also exempt from the penalty. The upshot is that
Americans will be healthier with every one having access to affordable medical
coverage.
Health
Insurance Plans for Families is beneficial
in several ways. “It reduce the financial cost of medical care for families.”
The Affordable Care Act now require that Health Insurance Companies can no
longer place dollar limit on health insurance benefits. In the event you or a family
member is sick with a major medical illness you can focus on getting healthy
rather than worrying about running out of benefits before you are well. Preventive
care services is now covered at no additional cost.
Other
benefits to having Affordable Health Insurance for Individuals and Families include
early detection of disease or illness, routine checkups and well visits, annual
physicals as well as saving large sums of money on unexpected medical bills and
potentially saving someone’s life.
The upshot
is that Obamacare covers doctor visits, hospitalization, prescription drugs,maternity
care without restrictions also no restrictions for a condition that’s
preexisting whether physical or mental illness. It does not even require you to
give a detailed medical history to gain coverage according to the Kaiser Family
Foundation (www.kff.org).
Now,
it is also true that many families and individuals who cannot actually afford
health insurance. In this case, according to www.Healthcare.gov,Obamacare gives
the option for states to expand Medicaid to cover low income individuals. Young
people under 30 can purchase catastrophic health care plan with low premium
payments but more out of pocket expenses. It also must provide three free
doctor’s visits every year. Some families are eligible for a subsidy depending
on income since the above may not apply.
These Health
Insurance Plans for Individuals and Families are organized by state. So for
instance if you live in Florida you would have to apply to the Florida
Marketplace or Federal Market Place to learn of your Medical Insurance options
via www.Healthcare.gov.
To
stay ahead of diseases or even the ever, present, common cold and unexpected
medical expenses, research your health insurance options to keep your family
and yourself healthy and secure.
For more information visit
these websites:
www.healthcare.gov
www.hh.gov
www.kff.org
Note: You may apply by phone,
internet, paper application, or consult a certified broker
To learn about Florida Health
Insurance Plans for Individuals
http://allhorizonfinancialservices.com
Get Free Health Insurance
Quotes
Tags: Health Insurance ,Affordable Care Act, Florida Health
Insurance Plans, Affordable Health Insurance, Obamacare
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