Showing posts with label Disability insurance. Show all posts
Showing posts with label Disability insurance. Show all posts

Tuesday, September 24, 2013

Insuring Security and Peace of Mind for Individuals and Families,Individual health,Dental,Disability and Life Insurance

For most Individuals and Families owning individual health insurance,dental plans,disability coverage and life insurance at affordable cost offer security and peace of mind.In the daily quest of earning a living  protecting your families against the unknown possibilities in life such as sickness or accidents is very important.

The financial cost of even a minor accident can cost thousand of dollars,a simple dental visit could cost hundreds of dollars,a short disability could impact your income for months, weeks or even years.The sudden death of a love one  will change the Family structure and impact your finances for years.Having the right Insurance coverage if and when these life events happen is extremely important to the security of your family.

The financial burden on families who are not prepared can have severe effect not only on your finances but also the stress and worry wondering how you will pay the cost of getting your self or your love one healthy again.

Lloyd G Robinson
http://allhorizonfinancialservices.com

Friday, July 26, 2013

Disability Insurance for Individuals,Protect Your Most Important Asset

Your Income is typically your largest asset.You Must own Disability Income policy  to Protect your Pay check . Think about how much you earn in a year.What if that income is no longer coming in? because you are unable to work due to an accident or illness.

How long could you survive with out your pay check?What if you couldn't work for a year,two years or even longer?. Who would pay your mortgage,rent, car payment,food 
and cover the expense of daily living.The financial consequences of the Lent of disability 
or illness could be financially devastating.

Individual Disability Insurance can be purchase through an employer,or as an Individual Plan. If you are self employed,or work for an employer who does not offer employee benefits. Purchasing an individual disability plan you are responsible to pay the premium.

There different type of disability plans-Short term disability insurance and long term disability plans that will pay a benefits through age 67.Consult with human resources or your insurance to discuss the benefits and plan that is best for you.

We insure our car,home and other possession,why not insure your income?the most important and valuable possession. Protecting your pay check is easier than you think with Disability Income Insurance.  DI Insurance Replace a certain Percent of 
your Income
       
       
      
      Lloyd  G. Robinson